Secure DATA
Looking for a quick online loan?
Apply online in two minutes for an unsecured loan from $200 - $3,000. Our advanced loan engine will get you an decision within minutes. 100% online and free to use.
The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.
The Interest Rate for Secured Medium Loans is 48%. The Typical Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.
The Interest Rate for Secured Large Amount Loans is 48%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Click here to see a worked example.
Estimated Repayments
Weekly
$17
Fortnightly
$34
Monthly
$75
WHY OUR CUSTOMERS LOVE US
Our Service Explained.
We Do the Work
We understand that life can throw you a curveball every now and again that may require extra finances. In these situations, the last thing you want to do is spend hours online researching loan options and applying to multiple lenders directly, only to get pushed back. That’s why we’ve created a platform to do all the legwork for you. Our loan platform connects you to a vast network of credible lenders, waiting to hear from customers like you.
100% Online
Applying couldn’t be easier. Our application form only takes a couple of minutes to complete and is 100% online. There is no need to upload or send in supporting documents to get your decision within minutes. We only require basic personal information, employment details and your bank account details. All data is treated with the utmost care and kept secure before, during and after your application.
No Credit Check
We do not perform a credit check as part of our matching process. Whatsmore, our lender partners will consider applications from borrowers with a range of credit scores, taking into account your current financial situation. The lender you are connected to may perform a credit check as part of their final evaluation process. You will need to check with the lender directly if this is a concern.
Free and No Obligation
Our service is free to use and there is no obligation to take out a loan if you are connected with a direct lender and are not happy with the terms of your loan. We always recommend that you read the terms of your loan very carefully, paying special attention to the repayment terms and cost of borrowing to make sure you can afford your loan.
Who can apply for a loan?
There are some basic minimum criteria you will need to meet you apply:
Be 18 years old
Have an active mobile number and email address
Receive a regular income for more than 3 months
Have an active bank account
You may notice that we don’t require our applicants to have good credit. The lenders that we work with will look at your past and present finances to ensure you can afford the loan you are applying for.
Loan Information
APR Disclosure and Range
Quick 2 Loans is not a lender – as such, we do not have control over the APR you will be offered. We display a Representative APR only as it is based on data offered from multiple lenders. Qualified consumers can get a loan with APR Rates ranging from as low as 5.99% and loans repayment period of 61 to 90 days. Your loan amount, APR and repayment term will vary based on your credit worthiness, state and lender or lending partner. Although some providers offer rates from 5.99% APR rates that low are only available to certain customers. Important Information: Some lenders and services may not be accessible to residents of all States based on lender’s preferences and legislation particular to that State.
The following table represents sample rates, is for informational purposes only, and may not reflect the actual APRs offered by your lender and/or lending partner. The repayment terms are for close end loan products, and is not reflective of all loan products offered in our network. However, The minimum repayment period for any loan will be 90 days from the date the loan is issued. The maximum repayment period is 3 years
Examples of Costs & APR
Rates Table
| Loan Amount | Interest Rate | Loan Term | Fee | Fee Cost | Repayment | APR | Total Repayments | Total Costs |
|---|---|---|---|---|---|---|---|---|
| $1,000 | 24.00% | 12 months | 3.00% | $30.00 | $94.56 | 29.82% | $1,134.72 | $164.72 |
| $2,000 | 19.00% | 24 months | 5.00% | $100.00 | $100.82 | 24.12% | $2,419.68 | $519.68 |
| $5,000 | 13.00% | 48 months | 8.00% | $400.00 | $131.67 | 18.23% | $6,320.12 | $1,720.12 |
| $10,000 | 7.90% | 60 months | 10.00% | $1000.00 | $202.28 | 9.20% | $12,136.80 | $3,136.80 |
Representative Example (Qualified Customers) (2)
If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6,320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1,720.12. Representative 18.23% APR.