A cash advance is a short term, small amount loan. It is an unsecured loan and is often used to cover cash shortfalls before your next paycheck. Cash advances typically range from $100 to $3,000. They are not a long term financial solution.

It is very simple to apply for a payday loan. You’ll need your personal information and contact details to hand, as well as your social security number (SSN), bank account details and employment details. This information is needed to verify your application and to make sure money is sent to the correct person.

This information is collected on our online application form and only takes a few minutes to complete. The information is securely stored for your piece of mind. When matched with a lender, they may require some support documentation before finalizing your loan.

An online loan can be used for a wide variety of things. Some common purposes include covering unexpected bills (e.g. car repairs, home repairs), consolidating existing debt or paying off medical debt.

When applying for a loan, you should always make sure to read your loan agreement carefully, reading through the full cost of borrowing and repayments dates. Only sign for your loan if you are confident you can meet the repayments.

Cash loans online are typically funded quite quickly. The actual time to fund will depend on your lender, however, in some cases you can receive your funds the same day you sign for your loan. Typically, it will be the next business day.

It couldn’t be easier to make loan repayments. Your lender will likely use your bank details to automatically debit your account for the agreed amount on the repayments dates. This means you don’t need to worry with the hassle of extra admin, just make sure you have the correct balance in your account on the repayment dates.

We do not carry out a credit check as part of our loan match service. Our technology is able to match you with an eligible lender with the information you provide in the application. When you are matched with a lender, they may do additional checks before finalizing your loan. A credit check may be part of these additional searches.

APR stands for Annual Percentage Rate and refers to the annual interest rate of a loan. This means it represents the cost of borrowing over a 12-month period, which isn’t reflective of short term loan costs as loans are usually repaid in a few months.

It is better to look at the total cost of borrowing, rather than the APR for short term loans.

As we are just the lender finder, we cannot gurantee any personal loan offers. However, the lenders that we work with tend to put more focus on your current financial situation rather than your past mistakes. If bad credit has seen you knocked back from personal loans in the past, it may be time that your luck turned around. You never know unless you try.

If you are approved by the lender that we refer you to, the amount of time it takes for them to transfer you the funds is completely dependant on their individual policies. Therefore, it will vary from lender to lender.